Fxaix vs fskax reddit. any recommendations FXAIX Vs.

Fxaix vs fskax reddit. I (25f) know that FXAIX, FSKAX, and FZROX are all good choices for index funds that follow the US market, and they each have their pros and cons. https://themoneymix. Can someone explain why there is a difference? Thank you! My portfolio is 100% index funds, but I'm starting to realize there may be a better way to achieve what I'm looking for via a different fund setup, so I'd like to get any Fidelity folks' input on my current allocation. You will have to sell the zero funds (and be subject to taxes on any sale gains) if you want to transfer-out the account/holdings from Fidelity to another brokerage. FXAIX (large cap S&P 500) 0. If you’re in a taxable brokerage account, I’d say put everything into VOO (the ETF equivalent of FXAIX). If you use Fidelity, FSKAX or FZROX are essentially equivalent to VTI. Should I invest in both or make the switch to FXAIX? : r/fidelityinvestments     TOPICS Go to fidelityinvestments r/fidelityinvestments r/fidelityinvestments The zero ER version of the fund will definitely slightly UNDER PERFORM the normal one (FZROX vs FSKAX). Looking to retire in 30 years. Planning on building a computer but need some advice? Tax efficiency isn’t a concern in a Roth because it’s a tax sheltered account. FZROX is too new to have a 10 year track record so if we compare the 3 year returns, we get 10. 45% Is there any difference if I invest in FXAIX or Blackrock US Equity? Same age, why do you choose FSKAX vs FXAIX? In the past I’ve most just done TDF. If you want a mid and small cap fund, I personally prefer those that track the S&P indexes. FXAIX technically holds fewer stocks than FNILX. I think your math may be a little off on ytd fxaix vs schg , from morningstar it shows 7. All of the above are good vehicles for “set and forget” strategies. However, I would rather own an ETF than a mutual fund. Want to start better planning for my future financially. 04%) would be a bit more diversified. Which one should I choose if I'm in my early 20s and don't have much knowledge on investing? If it matters, I chose to contribute 100% to my company's TDR fund for my 401K. What’s the difference between FXAIX and FNILX? From my understanding, both are tracking the s&p500. 4 billion invested in it, while FSPGX has only $28. 16 over the last 10 years. FXAIX and VOO are (basically) equal things: an s&p500 fund that represents 80% of the US market. And my subconscious is yearning for a piece of juicy meat. Newer fund so compare returns over 5 years. Both are passively managed index mutual funds popular in retirement accounts for investors seeking near-market returns vs risk-free high-yield savings. Both seem like they track the S&P 500 with low expenses. 40% yield. I'd personally choose FTIHX or FZILX over FSPSX to get the emerging markets, and I don't know of a good reason to hold FXAIX and FSKAX in the same account (I'd just use FSKAX or FZROX since it's more representative of the US market and you're taking a broad approach). Adding international funds, such as FTIHX since we’re talking Fidelity, is another way to further diversify. Jan 23, 2025 · Re: VTI vs FSKAX vs FZROX by HomeStretch » Thu Jan 23, 2025 1:59 pm Don’t use the proprietary Fidelity zero funds such as FZROX in a Taxable account. A coworker of mine recommended FNCMX. Total Stock Market Index. Both VOO and FXAIX are the same so choose either one. In other words, your portfolio is great but slightly more complicated than it needs to be. Fidelity's S&P500 index fund is FSAIX, not FSKAX. 015% FSMDX (mid cap) 0. If you go FXAIX, you can always add in the stuff that's in VTSAX by buying an extended market fund like FSMAX. They have performed similarly, but holding both with reduce that diversification benefit of FSKAX. 015% and Blackrock Us equity has fee of 0. I also think FZROX has slightly lower expense and nominally better returns than FSKAX. Should I invest in a target date fund 2055 “fdeex” or 80/20 split fskax/ftihx ? The target date fund has an expense ratio of 0. In tax advantaged accounts, ETF vs mutual fund is entirely personal preference. market. I Have a rollover IRA from a previous employer of about 100k and trying to decide between FZROX or FXIAX which is the total stock market index fund vs FIOFX which is the 2045 target retirement fund . Is FXAIX too conservative over QQQM, since I'm only 25yo and won't be touching the money anytime soon, so not worried about the higher volatility. I recently saw that mutual funds are less tax efficient in taxable accounts when compared to ETFs. It's impossible to give you a good answer without knowing more of your financial situation. I’m 25 and started my IRA a little over a year ago and have just been dumping it into FBGRX. Same is true for FXKAX and VTI. But if you know you want the whole US market, it really makes sense just to buy VTSAX (or the Fidelity equivalent: FSKAX). com I went with FSKAX. While FSKAX tracks the Dow Jones U. FSKAX is completely appropriate and fine for a taxable account, just like FXAIX (S&P 500). 025% FSPSX (International, maybe 10-15% of portfolio) 0. I’m new to the 401k account world. 51 for FXAIX. We would like to show you a description here but the site won’t allow us. A place for travel agents (only) to discuss the travel industry. . Lately the standard advice is total stock market vs the S&P 500. 15% management fee. 80:20 ratio with the FXAIX + FSMAX or 100% into the FSKAX We would like to show you a description here but the site won’t allow us. All of my ROTH IRA is invested in FSKAX. 035% This way, it's extremely inexpensive, but you get a lot more dividends throughout the They are basically identical. Which tracks the s&p 500. FSKAX seeks to match the entire US total stock market. My question is, if I'm having trouble choosing between FXAIX, FSKAX, and FZROX, is there any harm in investing 33% of the 80% I've dedicated FXAIX is great and can absolutely be transferred. Compare with FZROX, 0 cost, also total market and 1. May 5, 2020 · Re: Fidelity 500 (FXAIX) vs Total Market (FSKAX) by WarAdmiral » Tue May 05, 2020 12:05 pm Kookaburra wrote: Tue May 05, 2020 4:51 am Hello Bogleheads, These two Fidelity index funds have the same low expense ratio (0. S. So adding VTI to FXAIX doesn't add much diversity. The difference comes down to whether you want exposure to all those small/mid cap stocks, or if you believe the only ones with owning are the ones with the largest market cap/weighting. However, looking at FBGRX, the fund is also a large growth fund but invests in blue chips solely. There are years (such as 2020) where the non-S&P 500 companies beat the S&P 500, total market will provide at least some extra benefit in those years. 31 for FSKAX and 9. You could keep investing in both So here is the comparison: FSKAX is a total market fund which means it’s more diversified than FXAIX, which is good. I guess FXAIX has an expense ratio of 0. Thank you!! FSKAX (0. However, the Total Market fund (FSKAX) has much lower net assets under management than the SP500 (FXAIX). Reply reply StuffedWithNails • Reply reply More repliesMore replies reddit_0024 •• Edited I currently invest in FSKAX primarily. Am I missing anything else? I've been buying FNILX over the past 4 years now. Is there an advantage to using the Vanguard versions in my Roth Ira instead? Thanks in advance! By Craig Stephens This article compares FSKAX vs FXAIX — Fidelity’s Total Market Index Fund vs Fidelity’s S&P 500 Index Mutual Fund. Thinking of going with one of these 3 index funds. Why is s&p500 index ytd 30% while fskax is much less? FSKAX is just as viable as VTI, though you should probably pick VTI in a taxable brokerage account. The largest aren't always the best (factor investing theory may actually favor smaller caps, so VTI may have a slightly higher expected long term return). I have a ROTH IRA with both on FXAIX and FSKAX and I want to sell one of them and put it towards the other one since It's useless to have both at the same time. The main difference is FNILX doesn't have the . 2 billion. Why would you choose FXAIX over FNILX? Am I missing something? Disclaimer: very much a beginner in these things, so please feel free to point out things I need to research, which would help me take better decisions regarding these funds. I would also look into FSKAX or VTI as well! They’re both US total market funds It is worth calling out that FXAIX and FSKAX overlap considerably (the S&P is 80% of the total US market), so there is redundancy there. FXAIX vs FZROX vs FSKAX I want to start adding to my roth ira account. Thank you. Some want to the first option because it truly follows the S&P500 and has a great track record on Reuters. Unless this is in a work provided account or you are very very rich, FXAIX is actually able to be bought into unlike VIIIX due to $1 initial minimum needed for FXAIX vs $100 million minimum needed for the initial purchase into VIIIX. I would say just stick with FXAIX if you’re in a Roth IRA. 93 for So FXAIX seeks to match the S&P 500, which already represents like 75-80% of the US total stock market. Resources online suggest I should contribute to FXAIX (500 Index Fund), FSKAK (Total Market Index Fund), or FFIJX (2065 TDR Fund). So it already includes FXAIX as well as some medium / small cap companies. Then compare returns, cost & risk ratings with an S&P500 index fund like FXAIX, VOO, etc. Can somebody help me understand the differences between these options and their pros/cons? From my understanding, FBGRX is more aggressive/volatile than FXAIX but both are large cap funds FSKAX or FZROX are more comparable to VTI than FXAIX is. I was wondering which one would be better to do for my Roth IRA. Very new and don’t have much knowledge on this and would love some help! We would like to show you a description here but the site won’t allow us. 015% ER) or VTSAX (0. 9. As a result, FXAIX only invest in large-cap stocks, whereas FSKAX include small-, mid-, and large-cap stocks altogether under its portfolio. I like this chart by u/apollosmith which highlights the funds necessary to construct a comprehensive and well diversified portfolio. If FXAIX is in fact a good option for this money, then I would suggest something like FSKAX/VTI/ITOT or a mix of FXAIX/VTI/ITOT and FTIHX/VXUS/IXUS instead. Does anyone have preference for one over the other? Feb 7, 2020 · Re: Any point in having FXAIX and FSKAX? by HomeStretch » Fri Feb 07, 2020 6:04 pm Are you holding FXAIX in a Taxable account? FXAIX is a good fund. FBGRX vs SCHD/SCHG vs FXAIX? Which of these 3 or 4 options would be best to invest in as a compliment to FSKAX? And would it make sense? Looking to have exposure across the total US market but weighted more heavily in large cap growth. To get towards a three-fund portfolio and We would like to show you a description here but the site won’t allow us. com I also was curious what the difference is between FXAIX and VOO (same with FSKAX and VTI). We both started investing at the same time with the same initial amounts invested. Thoughts? Those funds are not really comparable. my employer doesn’t seem to have the greatest options compared to what people would talk about on bogleheads. Pros/Cons? Thoughts? Or other mutual funds I should consider? Any advice would be greatly appreciated. Basically, if you buy in the correct proportion (80/20, roughly), FXAIX + FSMAX = VTSAX. However it’s not for FNCMX vrs QQQ. Is this also a good plan? As an official Fidelity customer care channel, our community is the best way to get help on Reddit with your questions about investing with Fidelity – directly from Fidelity Associates. I am looking for low risk and if it matters im 19. 125 subscribers in the Indexing community. Total Stock Market Index, FXAIX tracks the S&P 500 Index. Why ignore thousands of companies if holding them won't cost you anything (ER wise)? embed [–] HideYoShake [S] 2 points3 points4 points 6 months ago (2 children) See full list on whitecoatinvestor. I'm maxing my 401k with FXAIX, FSMDX, FSSNX, and FTIHX. Obviously large caps have outperformed small caps in recent years but that hasn’t always been the case. I’m leaning towards FSKAX since it’s more diversed but the dividends are a bit higher in FXAIX. FSKAX includes every stock in the US market, and is thus more diversified. /r/StudentLoans: Reddit's hub for advice, articles, and general discussion about getting and repaying student loans. However FXAIX is an S&P500 index which has historically outperformed total market indexes. The difference in returns can be a bias due to send date selection/recency, as there are plenty of times where the extra holdings will pay FSKAX ahead of FXAIX. If FXAIX, drops below zero at some point, you can sell it to capture the capital loss and buy FSKAX, and vice versa. FSKAX fully contains FXAIX (as about 80% of it's holdings by weight) and a lot more. Honestly you probably could actually just stick with FSKAX instead for a little bit better diversity (medium and small cap). (note that these are mutual funds which would be least expensive at their corresponding brokerage - FXAIX/FSKAX at Fidelity and VFIAX/VTSAX at Vanguard) I realize about 60% of FXAIX I think is already in FFNOX. My question is, would there be any reason why a long term holder would go with FXAIX We would like to show you a description here but the site won’t allow us. If this is in a taxable account, just leave FXAIX alone and make future contributions into FSKAX which is the total US stock market. FSKAX is ok, but I prefer the large, mid and small cap funds to make up the market, plus an international fund. 98 while SCHG is still in the lead its not by by 16. 65%. Currently, I just invest approximately 80% in US index funds and 20% in international stocks for my Roth IRA. Any US large-cap blend fund (in other words any fund tracking the S&P 500 index and total US stock index) will perform and have performed almost identically over time: ITOT, VFIAX, SCHB, FSKAX, VTI, IVV, SWTSX, VOO, SPY, FXAIX, and so on. any recommendations FXAIX Vs. FSKAX – Which Fidelity Index Fund Should You Buy? radicalfire comments sorted by Best Top New Controversial Q&A Add a Comment I am new to investing and am looking at setting up my portfolio. FSKAX contains and FSMDX/FSSNX so you're introducing increased concentration towards mid/small cap. Personally I’d choose FXAIX since it’s cheaper but that’s minimal. 015%). But if you look at the returns of the S&P 500 vs something like FSKAX, you get something like 12. Please read the FAQ before posting. Nov 7, 2024 · FSKAX in Roth and FXAIX in a brokerage account. FSKAX is a total market fund by Fidelity with very low cost and 1. The Fidelity version happens to be way cheaper than the Vanguard. ) and I am wondering are there other differences that I am missing? Why wouldn't everyone just go for FZROX since it's cheaper and has 0% expense ratio? Both Fidelity 500 has a fee of 0. I mostly just looked for stuff with the absolute lowest expense ratios possible. I was thinking of a 50/30/20 split, but curious to see what people do in FXAIX Vs. Is FSKAX a Better Investment Than FXAIX? FSKAX is a better choice for those who favor Large cap stocks have outperformed this past decade. I wouldn’t sell FXAIX just to buy FSKAX in a taxable account if there is a large gain or any short term gain. SPMD (mid) and SPSM FXAIX will only ever include the ~500 stocks in the S&P 500. I'd keep FSKAX: It contains FXAIX plus a few thousand additional companies. If you go look [0], you will see FNILX outperformed FXAIX a little bit, but not by enough that it will likely alter your retirement by any appreciable amount. Using a total market fund, like FSKAX or VTI rather than a 500 fund like FXAIX or VOO makes sense for the added diversity although truthfully they'll behave nearly the same. With that said, total market (FSKAX) and S&P 500 (FXAIX) returns will be very, very similar. At 23, and considering myself slightly more comfortable than normal with risk, I am okay with going no bonds. Is this a good strategy? I know there is an overlap here, so curious what people think about Differences between FXAIX vs FSKAX The biggest difference between FXAIX and FSKAX is the market cap exposure of the funds. But FNILX has mostly similar holdings with zero expense ratio. FXAIX and SWPPX are extraordinarily similar funds. Can somebody help me understand the differences between these options and their pros/cons? We would like to show you a description here but the site won’t allow us. If FSKAX is a total market fund, then would my current index fund portfolio of FXAIX + FSMDX (mid cap) + FSSNX (small cap) be better off substituted with FSKAX, given that the FXAIX + FSMD vs. 85 vs 12. Hey everyone! So I am a 22 y/o who just started an investment account through Fidelity. 75%. Hi Everyone!, I'm in my early 20's I was wondering which one would be better to do for my Roth IRA. My two questions are: What Diversification - FSKAX holds more companies, more exposure to smaller caps. FSKAX would be slighly preferable and transferable to any brokerages. Also, past performance is no indicator of future performance. FXAIX vs QQQM: Would it make sense to make QQQM my biggest holding over FXIAX. Did I do a bad job at buying these mutual funds in my taxable brokerage account? Should I switch to VOO/VTI/VXUS since they are the ETF VTI is the total US market. Mar 6, 2024 · Re: FXAIX vs FSKAX – need to make a choice by terran » Wed Mar 06, 2024 5:50 pm You seem to know this, but what you've written is inconsistent, so I'll point it out, FSKAX isn't an S&P 500 fund, it's a total US market fund that follows the Dow Jones U. In general the consensus was FSKAX, the expense ratio was already so low and the quality of the fund (how accurately it tracked / rebalanced) was slightly better. Better YTD return, but expense ratio is much higher. So should I leave things as they are and keep contributing to FFNOX separately, should I roll FXAIX into FFNOX instead? FFNOX should fully include FXAIX as over 40% of its holdings. Which of these 3 or 4 options would be best to invest in as a compliment to FSKAX? And would it make sense? Looking to have exposure across the total US market but weighted more heavily in large cap growth. We actually have FBGRX, FXAIX, and FZROX in various accounts (not all in the same I'm getting started with investing and I'm trying to better understand the difference between IVV and FXAIX. If you went 100% into FSKAX, it would be equivalent to being about 83% in FXAIX and 17% in the rest of the U. My 401k is through fidelity and I am trying to figure out my elections. For total market I am using FXAIX For international I think the best option my plan offers is FSGGX. I’m currently 75% FXAIX, 18% FNSDX, and 7% FSMAX. The common advice is to avoid active management funds because they often fall short of index funds (passive strategies) and incur a significant tax burden. FXAIX tracks the S&P 500 index which includes mostly large-caps and some mid-caps, while FSKAX covers much more of the market by including more mid-caps and small-caps. I bought shares of FXAIX, FSKAX, and FTIHX in my brokerage account. 025% FSSNX (small cap) 0. "My conscience wants vegetarianism to win over the world. You can pair FTIHX along with FSKAX if you want International exposure as well. You can use a total market fund (VTI or FSKAX) instead to simplify things. A quick look at FSKAX vs VTI. In my opinion, FSKAX or FZROX beat FXAIX: The first 2 are US total market funds, so they fully include the S&P 500 (FXAIX) as a large part of their holdings (around 80% or more I believe), but also hold up to thousands of additional companies. Seems like you have a good handle on your allocation percentages. VTI has a slightly worse ER, a slight better yield and a slightly better total return over 10 years. Oct 18, 2020 · FNILX vs FXAIX by 1789 » Mon Mar 01, 2021 4:14 pm FXAIX or FSKAX would be good options. Out of the 4 - in my opinion - FSKAX is the FSKAX - Total Market Fun FXAIX - S&P 500 Index Fund FSMDX - Mid-Cap Index Fund FSSNX - Small-Cap Index Fund Could having these 3 index funds be just as beneficial as oppose to just having the one total market fund? Could you be losing on higher returns if you went with just the total market fund as oppose to having all three of these other funds that cover most of the market, or would this We would like to show you a description here but the site won’t allow us. I see a lot of people preaching to put your ROTH money into FXAIX. FSKAX – Which Fidelity Index Fund Should You Buy? : r/TheMoneyMix     TOPICS Gaming Sports Business Crypto Television Celebrity RESOURCES Go to TheMoneyMix r/TheMoneyMix r/TheMoneyMix Discuss topics related to Personal Finance, Money, Budgets, Careers, Investing, Retirement, and FIRE. Hello, I currently hold FSKAX in my Roth IRA account; when comparing the performance for my portfolio to a friend’s who holds only FXAIX, their “% Total Gain/Loss” is almost 7% while mine is showing barely 2%. Index mutual funds track market indexes, such as the S Mar 10, 2023 · The underlying benchmark is where FXAIX and FSKAX diverge most. My Fidelity Roth IRA consists FXAIX and FSKAX solely (at the moment). If you are looking at one year the growth of schg is a lot more but you can say that about any growth etfs. Just don't See a lot of people here recommend FXAIX as a fund to put spare money. I'm new to Boglehead-style investing, however, hence would greatly appreciate any insight that y'all have to offer. They can make up for the expense ratio by artibrage with spread, occasional dividend payouts (didn't check but I'd bet they only pay out once annually). Hi Everyone!, I'm in my early 20's I was wondering which one would be better to do for my Roth IRA. I’m young and new to all of this. (And over in Vanguard land, where there have been similar funds with longer histories, there is $1,300 billion invested in the Vanguard 500 Index Fund, and only $261 billion in the Vanguard Growth Index). I know my back needs to be FSKAX or FXAIX but I was looking at FGRTX, FGRIX, FSPGX I read a post a long time ago that discussed splitting FSKAX in to FXAIX (US S&P500) & FSMAX (US extended), but I don't recall what the specific rationale was. They are excellent tax loss harvest partners. But if you prefer to hold just FSKAX, you could sell FXAIX and buy FSKAX. Therefore, my vote is for FXAIX for your majority position, and keep contributing to it over time. The Fidelity portfolio managers try to minimize taxable events, capital gains distributions, etc. The total market funds have mid and small caps that FXAIX doesn't have. Choosing between them is like choosing between two gas stations across the street from each other that have the same price and octane rating. Recently I’ve started reading up more on where to invest and thought about putting it into FXAIX. I personally would rather own the whole stock market than just the largest companies in the world. EDIT 1: I'm aware that Fidelity offers a Total Market Index Fund (FSKAX) comparable to Vanguard's (VTSAX) but prefer to keep FXAIX as my core domestic holding. Any reason you are only considering S&P 500 instead of US total market things? Of the 2 strategies (FSKAX vs FXAIX+FSMAX), it comes down to your preference on ease vs ability to customize ratios (though if you want to intentionally overweigh the extended market, you could do FSKAX + a small amount of FSMAX as appropriate). Is there a difference or benefit in choosing one over the other? I’m trying to decide where to redirect my future contributions in my brokerage after deciding to stray away from FNILX. FSKAX + SCHG : r/ETFs r/ETFs Current search is within r/ETFs Remove r/ETFs filter and expand search to all of Reddit r/ETFs Hi I’m investing with fidelity. Fourthly, pick FSKAX + FISVX (Total market + small cap value) to round out total market; pick FXAIX + FSMAX + FISVX for SP500, Extended market + small cap value tilt if inclined; pick VT or VTI+VXUS for ETFs--- and stay clear of the Fidelity ZERO funds as they can have tracking errors. I see Fidelity has some zero cost options for basically the same things (FXAIX vs FZROX; FSPSX vs FZILX, etc. Also, FXAIX has a lower expense ratio and nominally better returns than IVV because of that. Also kind of new to this. 0105% while Contrafund is 0. FXAIX FSMDX FSSNX vs FSKAX & FTIHX? I’ve been debating with a bunch of people and the question at hand (above) seems to be a mix bag. 80:20 ratio with the FXAIX + FSMAX or 100% into the FSKAX or 80:20 ratio FSKAX + FTIHX I'm kind of new to this and don't see the actual difference between the two, or which one would make more sense. But what do i want?" (Andrei Tarkovsky) We would like to show you a description here but the site won’t allow us. Should I max Roth IRA with bonds to balance my portfolio? Looking to pick an index fund to invest in for my Roth IRA. Of those, VTI: the most broad coverage, it fully contains FXAIX/VOO (which should be identical internally) as well as thousands of additional US companies. 48% yield. If you do some searching through the boggleheads and mmm investing forums this question has been asked a few times. Truthfully both are fine. That's why there's a noticeable difference in historical returns. I don’t have interest in the zero funds, but I am interested in a few funds and wanted to have your opinion. 015% Oct 20, 2024 · And yet FXAIX has $599. I've seen that the minimum diversification split between a US total market fund and an international total market fund is around 80/20 to benefit from the diversification But what do people think about the 80% split between FXAIX and FSKAX? I'm currently only invested in FXAIX, but I think adding FSKAX wouldn't hurt. Any reason you went with FSGGX for international instead of FTIHX or FZILX? I am a 23 recent college graduate, and have a high paying position in a stable market. I would consider adding an international fund as well, such as FTIHX, FZILX, or VXUS. The difference is so small I would consider them identical. Currently have a fidelity Roth IRA account. 85 vs 10. What will make a difference is buying them in a tax-advantaged account vs a taxable account. Is it better to split half into each or choose one over the other ? Any suggestions ? Thank you . bgq heohw q8s7a 6akutu3 wlp rib hflol kkw5 brl fxjnls